{"id":226,"date":"2019-10-29T09:57:42","date_gmt":"2019-10-29T13:57:42","guid":{"rendered":"https:\/\/cnewa.org\/fr\/?page_id=226"},"modified":"2024-02-15T15:42:47","modified_gmt":"2024-02-15T20:42:47","slug":"don-par-assurance-vie","status":"publish","type":"page","link":"https:\/\/cnewa.org\/fr\/don-par-assurance-vie\/","title":{"rendered":"Don par assurance vie"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Les polices d\u2019assurance vie sont les dons non testamentaire les plus courants parce qu\u2019ils offrent des all\u00e9gements fiscaux int\u00e9ressants au donateur durant sa vie, sans pour autant brimer les droits des h\u00e9ritiers ou leur occasionner des frais suppl\u00e9mentaires.<\/h2>\n\n\n\n<p>Lors du d\u00e9c\u00e8s d\u2019un bienfaiteur, le capital assur\u00e9 est vers\u00e9 int\u00e9gralement \u00e0 CNEWA Canada, ind\u00e9pendamment du r\u00e8glement de la succession.<\/p>\n\n\n\n<p>Il y a plusieurs fa\u00e7ons de faire don d\u2019une police d\u2019assurance vie \u00e0 CNEWA Canada :<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Don d\u2019une police existante :<\/h3>\n\n\n\n<p>Transfert \u00e0 CNEWA Canada de la propri\u00e9t\u00e9 d\u2019une police qui ne correspond plus aux besoins originaux ou dont le propri\u00e9taire peut maintenant se d\u00e9partir. Ce don, irr\u00e9vocable, permet au donateur de b\u00e9n\u00e9ficier d\u2019un re\u00e7u fiscal \u00e9gal \u00e0 la valeur de rachat de la police, et \u00e0 CNEWA de recevoir le capital assur\u00e9 au moment du d\u00e9c\u00e8s du donateur.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Souscription d\u2019une nouvelle police :<\/h3>\n\n\n\n<p>Le donateur se procure une nouvelle police d\u2019assurance vie et nomme CNEWA Canada propri\u00e9taire et b\u00e9n\u00e9ficiaire irr\u00e9vocable. Les primes, adapt\u00e9es \u00e0 son budget, lui valent un re\u00e7u pour fins fiscales.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Nomination de CNEWA Canada b\u00e9n\u00e9ficiaire substitut d\u2019une police :<\/h3>\n\n\n\n<p>Le donateur, par testament ou par simple avis \u00e9crit \u00e0 la compagnie d\u2019assurance, avise cette derni\u00e8re qu\u2019advenant le pr\u00e9d\u00e9c\u00e8s du b\u00e9n\u00e9ficiaire, (habituellement le conjoint) inscrit sur la police, CNEWA Canada en devient le nouveau b\u00e9n\u00e9ficiaire. Ce choix, r\u00e9vocable en tout temps du vivant du b\u00e9n\u00e9ficiaire, ne comporte aucun avantage fiscal pour le donateur. Toutefois, \u00e0 son d\u00e9c\u00e8s, un re\u00e7u fiscal correspondant au montant des primes vers\u00e9es est \u00e9mis \u00e0 la succession.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les polices d\u2019assurance vie sont les dons non testamentaire les plus courants parce qu\u2019ils offrent des all\u00e9gements fiscaux int\u00e9ressants au donateur durant sa vie, sans pour autant brimer les droits des h\u00e9ritiers ou leur occasionner des frais suppl\u00e9mentaires. Lors du d\u00e9c\u00e8s d\u2019un bienfaiteur, le capital assur\u00e9 est vers\u00e9 int\u00e9gralement \u00e0 CNEWA Canada, ind\u00e9pendamment du r\u00e8glement &hellip; <a href=\"https:\/\/cnewa.org\/fr\/don-par-assurance-vie\/\">Continued<\/a><\/p>\n","protected":false},"author":70080,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-226","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Don par assurance vie | CNEWA Canada<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cnewa.org\/fr\/don-par-assurance-vie\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Don par assurance vie\" \/>\n<meta property=\"og:description\" content=\"Les polices d\u2019assurance vie sont les dons non testamentaire les plus courants parce qu\u2019ils offrent des all\u00e9gements fiscaux int\u00e9ressants au donateur durant sa vie, sans pour autant brimer les droits des h\u00e9ritiers ou leur occasionner des frais suppl\u00e9mentaires. Lors du d\u00e9c\u00e8s d\u2019un bienfaiteur, le capital assur\u00e9 est vers\u00e9 int\u00e9gralement \u00e0 CNEWA Canada, ind\u00e9pendamment du r\u00e8glement &hellip; Continued\" \/>\n<meta property=\"og:site_name\" content=\"CNEWA Canada\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/cnewacanada\/\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-15T20:42:47+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@cnewac\" \/>\n<meta name=\"twitter:label1\" content=\"Estimation du temps de lecture\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cnewa.org\\\/fr\\\/don-par-assurance-vie\\\/\",\"url\":\"https:\\\/\\\/cnewa.org\\\/fr\\\/don-par-assurance-vie\\\/\",\"name\":\"Don par assurance vie | CNEWA Canada\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cnewa.org\\\/fr\\\/#website\"},\"datePublished\":\"2019-10-29T13:57:42+00:00\",\"dateModified\":\"2024-02-15T20:42:47+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/cnewa.org\\\/fr\\\/don-par-assurance-vie\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/cnewa.org\\\/fr\\\/don-par-assurance-vie\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/cnewa.org\\\/fr\\\/don-par-assurance-vie\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/cnewa.org\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Don par assurance vie\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/cnewa.org\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/cnewa.org\\\/fr\\\/\",\"name\":\"CNEWA Canada\",\"description\":\"Association catholique d\u2019aide \u00e0 l\u2019Orient\",\"publisher\":{\"@id\":\"https:\\\/\\\/cnewa.org\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/cnewa.org\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/cnewa.org\\\/fr\\\/#organization\",\"name\":\"CNEWA Canada\",\"alternateName\":\"Association catholique d\u2019aide \u00e0 l\u2019Orient\",\"url\":\"https:\\\/\\\/cnewa.org\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/cnewa.org\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/cnewa.org\\\/fr\\\/wp-content\\\/uploads\\\/sites\\\/3\\\/2019\\\/11\\\/CNEWA-brand-logo.png\",\"contentUrl\":\"https:\\\/\\\/cnewa.org\\\/fr\\\/wp-content\\\/uploads\\\/sites\\\/3\\\/2019\\\/11\\\/CNEWA-brand-logo.png\",\"width\":1000,\"height\":1000,\"caption\":\"CNEWA Canada\"},\"image\":{\"@id\":\"https:\\\/\\\/cnewa.org\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/cnewacanada\\\/\",\"https:\\\/\\\/x.com\\\/cnewac\",\"https:\\\/\\\/www.instagram.com\\\/cnewa1926\\\/\",\"https:\\\/\\\/www.youtube.com\\\/user\\\/TheCNEWA\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Don par assurance vie | CNEWA Canada","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cnewa.org\/fr\/don-par-assurance-vie\/","og_locale":"fr_CA","og_type":"article","og_title":"Don par assurance vie","og_description":"Les polices d\u2019assurance vie sont les dons non testamentaire les plus courants parce qu\u2019ils offrent des all\u00e9gements fiscaux int\u00e9ressants au donateur durant sa vie, sans pour autant brimer les droits des h\u00e9ritiers ou leur occasionner des frais suppl\u00e9mentaires. 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